Health insurance in Germany, the Netherlands, Belgium, and Switzerland, among others, cannot charge more for pre-existing conditions. If you include state-provi

Health insurance in Germany, the Netherlands, Belgium, and Switzerland, among others, cannot charge more for pre-existing conditions. If you include state-provided care, then health care in basically every EU country, as a core principle of the EU is that everyone has the right to timely access to affordable, preventive, and curative health care of good quality. Also, it's law in many countries that you cannot discriminate against people on the basis of protected characteristics, no matter the mechanism or how unfair it may seem to those with privilege.