The more you use your own identity, the more possibilities there are for an attacker to compromise you. So ideally.. don’t use credit. But even criminals need c

The more you use your own identity, the more possibilities there are for an attacker to compromise you. So ideally.. don’t use credit. But even criminals need credit too, so they craft synthetic identities and use these as proxies to operate in, without ever using their real identity. The entire system is broken, and at this point you’re better off joining the criminals in using synthetic identities too.