I believe Obamacare did fix this in the US, but at the trade off of requiring people to hold health insurance at all times. The thinking was otherwise people wo

I believe Obamacare did fix this in the US, but at the trade off of requiring people to hold health insurance at all times. The thinking was otherwise people would just only get insurance when they got supper sick. The republicans chipped away at that requirement (it was one of the least popular parts of the bill) and I think removing it didn’t actually cause the insurance market to collapse which everyone thought it would, but I’m not clear on exactly why? Generally requiring insurance to not charge extra when people only buy it when they need the insurance is doomed