Sometimes it’s not about understanding. There was a analysis, recently, that amongst users of the New York subway, the most common fare type amongst the poor w

Sometimes it’s not about understanding. There was a analysis, recently, that amongst users of the New York subway, the most common fare type amongst the poor was the pay per ride card. Even though it had the highest per-ride cost, it turns out that poor people living paycheck to paycheck simply cannot stump up the upfront cash to pay for the better deal. (As a result the new fare system combines both with automatic caps on pay as you go fares.)