I am from India and the credit bureau world here is Kafkaesque. Even to get the attention of a credit bureau you’ve to be their paid customer. A new loan in yo

I am from India and the credit bureau world here is Kafkaesque. Even to get the attention of a credit bureau you’ve to be their paid customer. A new loan in your name which didn’t even turn up in your dream? They helpfully tell you to contact the org that issued the loan. A card that’s not yours? Nope, not your problem. You can’t even tell them to delete your data altogether even if you’re fine working zero credit history. Even to get your own data that they got without your informed consent you’ve pay! There seem to be no venue! And suddenly one day I realise there’s yet another credit bureau and they have all my data! Amazing! Their infra even feels so sketchy that you kinda know it can be hacked the moment someone tries. As for freezing as some suggest, unfreezing is even worse. Besides it just doesn’t protect in case of data breach in any shape or form. This is one field where I hope government regulates deep and hard into their collective bottom.