lolwut? The criminal made a false request for credit report. TU released the credit history without confirming ID. The bank relied on that credit report to ext

lolwut? The criminal made a false request for credit report. TU released the credit history without confirming ID. The bank relied on that credit report to extend credit. The problem is, as a whole, ruining the credit of a few thousand people/year (and making them jump through hoops to regain their ID) is less costly than clamping down. TU absolutely contributes to the problem; they just have no incentive to fix it.