> in the US, a friend just started a company there, got an unsecured 80k line of credit at 1.5% on a fresh LLC This almost certainly required a personal guaran

> in the US, a friend just started a company there, got an unsecured 80k line of credit at 1.5% on a fresh LLC This almost certainly required a personal guarantee (the friend would have to promise to repay the loan in the case the LLC could not).