"school (and have a massive amount of debt from it). Most people have poor credit." And there's me. I think you're right to an extent. One mistake, or stroke o

"school (and have a massive amount of debt from it). Most people have poor credit." And there's me. I think you're right to an extent. One mistake, or stroke of bad luck, and you're almost under water. At the very least, you are almost sure to feel like you have absolutely no opportunity to better your situation. (Me also, and my argument of what "Occupy" is about, the lack of opportunity...) The greater argument of "socialism for the rich, capitalism for the poor" also fits the student loans scenario. You can't go bankrupt on them. Period. I've paid what I borrowed and still owe more than I borrowed, and now I've lost my job. I'm hoping I do well and can pay what I owe. But damn, what's this going to actually cost me?