I don't know if this meets the "recently" criteria, but: Bought 22.11: Both sides used a RE Agent. Locked 30 yr fixed rate mortgage at the then-highest rate i

I don't know if this meets the "recently" criteria, but: Bought 22.11: Both sides used a RE Agent. Locked 30 yr fixed rate mortgage at the then-highest rate in at least a decade (7.375%). Put 20% down. The house we bought was the one and only house in the area that I was hoping would go on the market (I had identified it as such perhaps 4 years prior); I had a Zillow "watch" on it, and was doing an initial walkthru of the house within a few hours of getting a "new house on the market" notification email from Zillow). So this was truly a "lightning strikes" situation; we would not have pulled the trigger on any other property, especially at that then-peak interest rate. Also, even though this property is (IMO) very desirable, we were able to ponder whether to go ahead with this buy or not for over a week before making a slightly-below-listing-price offer, with no offers preceding ours. I attribute this lack of competition mostly to the peaking mortgage rates (plus the property price was near the high end of the market). So peaking rates are not bad in all respects. Our former house was sold 23.02. Both sides used a RE Agent. Our mortgage on this house was 2.625% 30 yr (20% down); the only sad part of this pair of transactions (which happened in SE AZ) was walking away from this mortgage. The buyers' offer was all cash, above listing price (there were others matching this description, all on the first day the house went on the market). We owned this house for 2.5 years, during which it appreciated (after all expenses) 33%, which was much higher than I expected.