I have always felt this way about FSAs. They don’t save enough money to feel remotely worth the bureaucracy. Especially because (maybe this is not universal) th

I have always felt this way about FSAs. They don’t save enough money to feel remotely worth the bureaucracy. Especially because (maybe this is not universal) they don’t carry over year to year like an HSA. So you can actually lose money. Similarly, my work has two options for commuter benefits. Monthly transit passes or like a $20/mo bike credit. The transit passes process automatically and do not accumulate. The bike credits can in theory accumulate but you need to manually manage these more that, bring receipts, the whole thing. Even though I’m an avid cyclist and spend well more than $20 on my bike related activities every month, the shenanigans around it just make it unusable to me.