Most of these shitty apps pay over 10 dollars to the payment companies to process a chargeback. And if they get too many their rates increase or they get kicked

Most of these shitty apps pay over 10 dollars to the payment companies to process a chargeback. And if they get too many their rates increase or they get kicked out. So chargebacks for bullshit "fines" is a great solution to teach them not to charge those.