It's not that legal entities didn't have liability insurance. But here's the rub: your insurance will not hesitate to take recourse against you in case of gross

It's not that legal entities didn't have liability insurance. But here's the rub: your insurance will not hesitate to take recourse against you in case of gross negligence. But you never hear in the news about that happen to companies when they mess up beyond acceptable limits, at most their rates go up. One would love to see bent sheriffs and cops turned out of house and home after yet another case of police misconduct when the insurance seizes every very last penny of theirs to recover damages, yet that never seems to happen.