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You're pushing a very limited view of insurance, here. There are plenty of cases in the world where insurance is a "randomness redistribution system" across a w
by ghusbands 3y ago
You're pushing a very limited view of insurance, here. There are plenty of cases in the world where insurance is a "randomness redistribution system" across a whole population, where the lottery of genetics is also considered part of that randomness, avoiding building in discrimination.
- memefrog 3y agoDo you have any examples?
- ghusbands 3y agoHealth insurance in Germany, the Netherlands, Belgium, and Switzerland, among others, cannot charge more for pre-existing conditions. If you include state-provided care, then health care in basically every EU country, as a core principle of the EU is that everyone has the right to timely access to affordable, preventive, and curative health care of good quality. Also, it's law in many countries that you cannot discriminate against people on the basis of protected characteristics, no matter the mechanism or how unfair it may seem to those with privilege.