A squeaky wheel at least needs lubrication. I'm not the judge of who "actually needs" money, but surely there are tons of people in the world (maybe in my neig

A squeaky wheel at least needs lubrication. I'm not the judge of who "actually needs" money, but surely there are tons of people in the world (maybe in my neighborhood) who are struggling and would be helped by having some of my money. None of those people are asking me for change on the street or sending me donation letters. Disjoint sets.