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I think reasons 1 and 3 I listed for financial apps and websites apply for health services, but 2 and 4 don't, so I see why they do it, even if it's less clear-

I think reasons 1 and 3 I listed for financial apps and websites apply for health services, but 2 and 4 don't, so I see why they do it, even if it's less clear-cut.