"best" by what definition? 1. Do you want to download all of your transactions? You have to download one file for each month! 2. Good luck trying to apply you

"best" by what definition? 1. Do you want to download all of your transactions? You have to download one file for each month! 2. Good luck trying to apply your rewards money (which is annoyingly called Apple Cash) to your statement balance. Dark patterns everywhere trying to get you to spend that when you use the card. (even worse than Amazon in this regard) How does a $2T company screw up so badly and then get such great press?