ok but the other people who have enough to support themselves want $n,000,000 of net worth at age 60 and evaluate their literal worth as a person and success at

ok but the other people who have enough to support themselves want $n,000,000 of net worth at age 60 and evaluate their literal worth as a person and success at life accordingly, and the people who are okay with just the safety net, I would guess, are mostly the ones who don't have the first option above