Oh, I'm sure the insurance company will cut them a check tomorrow for the full replacement value of their home, and the day after that it will be fully construc

Oh, I'm sure the insurance company will cut them a check tomorrow for the full replacement value of their home, and the day after that it will be fully constructed and ready for move-in, and people won't be paying for hotel stays long after emergency funds run out. I guess they're not "forced to sell" if they have a 12-18 month safety net sufficient to cover alternative accommodation with very little demand. No, nobody put a gun to their head. But this is a little black and white, no?