It's "easy and affordable" until you get seriously ill and they drop you for failing to disclose your childhood acne, or just refuse to approve the treatment yo

It's "easy and affordable" until you get seriously ill and they drop you for failing to disclose your childhood acne, or just refuse to approve the treatment you need. Private insurance is cheaper than group coverage for a reason. The insurance company has no intention of paying benefits for e.g. cancer patients, and they'll drag out the process in the hope that you'll just die first. Assuming you live long enough, you'll probably have to sue them to get anything out of them.