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You could call that a feature making payments easier for customers! All 3DS does is protect the banks by inconveniencing consumers since banks are responsible f
by GreenVulpine 3y ago
You could call that a feature making payments easier for customers! All 3DS does is protect the banks by inconveniencing consumers since banks are responsible for fraud.
- jrockway 3y agoI believe they pass on the risk to merchants now. If you let fraud through, $30 per incident or whatever. So typically things like 3DS are turned on because that cost got too high, and the banks assure you that it will fix everything.
- feldrim 3y agoIt's mostly the payment processor. It may or may not be the bank itself.