Oh yes, the math certainly turns out the same. I guess I should have been clearer in the last paragraph, that normalizing to 0 or some positive dollar value is

Oh yes, the math certainly turns out the same. I guess I should have been clearer in the last paragraph, that normalizing to 0 or some positive dollar value is more of an issue of mental framing, as though it makes sense to use the type of calculation that I outlined as a guide it's not an infallible one but rather a tool to be used in decision making.