It sounds like your basic needs are met, you have ample free time, and your only issue is being unfocused. Your perspectives on your personal progress aside, i

It sounds like your basic needs are met, you have ample free time, and your only issue is being unfocused. Your perspectives on your personal progress aside, it sounds like you're living what most people would consider an ideal retired lifestyle. You're already competent with programming if you taught it to your girlfriend. Build some experience with personal projects, showcase your work on GitHub, and wait for recruiter emails to come in.