> even when you tell them they don’t have to pay it back ever This is really the key part. Because if you're going to be upset when they don't pay you back (to

> even when you tell them they don’t have to pay it back ever This is really the key part. Because if you're going to be upset when they don't pay you back (totally understandable) you're going to be losing a friend because some of them will not pay you back.