> How/where? Is this actually a 'solid insurance is hard to get problem'? Insurance can be contingent on different things: > Where can I receive care? > If a

> How/where? Is this actually a 'solid insurance is hard to get problem'? Insurance can be contingent on different things: > Where can I receive care? > If a provider is not in a plan’s network, the insurance company may not pay for the service(s) provided or may pay a smaller portion than it would for in-network care. This means the enrollee who goes outside of the network for care may be required to pay a much higher share of the cost. This is an important concept to understand, especially if you are not originally from the local Stanford area. * https://vaden.stanford.edu/insurance-referral-office/health-insurance-overview/how-us-health-insurance-works https://vaden.stanford.edu/insurance-referral-office/health-... If you happen to be in a car crash, make sure your ambulance drive takes you to an in-network hospital.