Following up because I want to help - if you don't want to invest in a business, but want to develop one, why not just pick an idea from a top 100 list? https:/

Following up because I want to help - if you don't want to invest in a business, but want to develop one, why not just pick an idea from a top 100 list? https://www.intelegain.com/app-ideas-for-startups-to-launch-in-2023/ https://www.intelegain.com/app-ideas-for-startups-to-launch-... Alternatively, find a product in market that is pretty expensive and offer a budget version of it. NewRelic -> DataDog for server monitoring is one example. It sounds like you have some skills and feel willing to take a risk with your time. You don't want to risk any capital. Just jump in to one idea and run with it - you'll never know if an idea has legs if you don't try it. That said, your unwillingness to put even 1% of your net worth into a project that you control does send a clear signal to other people that you don't believe in yourself. That may be inaccurate - it sounds like you believe that it is - but you don't get to dictate how something comes across to other people. Not putting your own money into a venture will give others pause, if you ever look for co-investors or cofounders (or even customers, if they should learn of it).