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I don’t think it’s really a conspiracy theory, this a fundamental aspect of American capitalism. Health insurance is a perfect example of a carrot that compani
by LapsangGuzzler 3y ago
I don’t think it’s really a conspiracy theory, this a fundamental aspect of American capitalism.
Health insurance is a perfect example of a carrot that companies want to maintain control over in order to maintain a dedicated workforce. By keeping “affordable” (eye roll) access to healthcare tied to a full time job, they keep butts in seats. This isn’t new or isolated to tech companies. It’s always been about maintaining control from the top.
- benjaminwootton 3y agoI’ve always thought this. Having healthcare primarily accessible through your job must be a strangely subservient place to be. You could literally die if you lose or leave your job! Im not one for conspiracy theories, but that’s a great position for governments and big business to find themselves in!
- lotsofpulp 3y agoHealth insurance equivalent to what an employer subsidizes is pretty accessible without the employer at healthcare.gov, but the tax deductibility is not if you are working for an employer too small or cheap to offer or, or not employed at all. The premiums just happen to be very expensive (even for the employers’ subsidy portion) to the tune of $10k/$30k+ per individual/family.
- usaar333 3y agoHealthcare is just another cost in your life and you should view the benefit as part of your TC. It's only slightly distorted here in that companies can use pretax money but it isn't like it's a small expense to companies either. I've personally never used Cobra, because it is in fact cheaper to buy individual plans.
- pharmakom 3y agoIronically making it pretax harms employees long term by making them more dependent on the employer for healthcare