Only thing I highly recommend, very hardly limit your possibilities to make risky moves. For example, I seen suggestion, make with your family fund, and write

Only thing I highly recommend, very hardly limit your possibilities to make risky moves. For example, I seen suggestion, make with your family fund, and write in statute, that you could spend money from fund only if all members of family vote "yes". So, play this only with small amount of money, not touch your savings.