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That's almost the case in Europe thanks to PSD2, for instance banks cannot use only SMS tokens anymore. The second factor is typically a mobile app that prompt
by hocuspocus 3y ago
That's almost the case in Europe thanks to PSD2, for instance banks cannot use only SMS tokens anymore.
The second factor is typically a mobile app that prompts your biometric authentication, and this obviously allows geofencing ATM withdrawals.
- usr1106 3y agoA mobile app running on a phone that does not receive security updates anymore (or the user not installing them) and a platform fully accessible to the NSA. I really prefer hardware tokens distributed by the bank. Even if the implementation might suck from cryptographic point of view, they are offline.