I didn't go to college and compared to friends who did the personal balance sheet head start was about ten years, and that's earning fairly low wages until mid

I didn't go to college and compared to friends who did the personal balance sheet head start was about ten years, and that's earning fairly low wages until mid 20s. Between not having as much time to earn, the expense of school, and the student debt that has to be paid down in order to save and compound, it amounts to a decade.