None of the general forgiveness ones require any type of employment. Anyone can join the latest program SAVE. There is no income limit and your payment can be

None of the general forgiveness ones require any type of employment. Anyone can join the latest program SAVE. There is no income limit and your payment can be $0 and considered in good standing. It's all based off of your income. I think a family of 4 can make into the mid 60's before they have to pay. It also doesn't compound interest beyond your normal payment anymore, so no more start out with 60k in loans and 5 years later you have an 80k balance.