Exactly, there are real definitions for these things. There are also great programs for people making 80% or less of the area median income (AMI) - HomeReady/Ho

Exactly, there are real definitions for these things. There are also great programs for people making 80% or less of the area median income (AMI) - HomeReady/HomePossible that not enough people take advantage of. Ultimately home builders over indexed on building large/expensive homes as there was an easy to get market there. Not enough starter homes were built. This plus no major capital investments in public transportation in.. oh... 75 years has resulted in making commute times longer and longer therefore driving up prices which are commutable.