Credit cards often come with some %age cashback for certain kinds of purchases, and my understanding is that since the bank is technically the one paying, credi

Credit cards often come with some %age cashback for certain kinds of purchases, and my understanding is that since the bank is technically the one paying, credit cards give you greater ability to dispute transactions. Since while a bad business might be able to blow you off as just a random nobody, with a credit card you could drag the bank into the matter, which is a lot harder for a business to screw over.