Employer-provided health insurance comes from World War 2 and the US government locking market pay rates for the war. To compete, employers had to add non-monet

Employer-provided health insurance comes from World War 2 and the US government locking market pay rates for the war. To compete, employers had to add non-monetary perks such as health insurance. Unfortunately we didn't transition out of this and it ballooned into the current mess.