A simpler example is that you have a certain risk of death every single day and it grows larger with age Let's say you have a 0,1% chance to die at 30yo every

A simpler example is that you have a certain risk of death every single day and it grows larger with age Let's say you have a 0,1% chance to die at 30yo every single day. As you age it goes to 0,3%..1%...2% and it can become a cointoss when you are very old and sick so instead it goes 0,2%...0.8%...1.5%