Your home has appreciated because you either live in an area that has gone through a major growth period (it has improved relative to other areas) or because ot

Your home has appreciated because you either live in an area that has gone through a major growth period (it has improved relative to other areas) or because other owners around you have voted to keep the value of their property increasing and your property has appreciated along with theirs as a result. Probably both. “Deprogramming” would help with the latter cause of appreciation. It would allow policy makers to enact laws and regulations to keep housing costs stable without facing a mass revolt from homeowners who have basically all made a $100K-$nM bet on their house increasing in value much faster than inflation.