I stand corrected then. Process must be different when they call. You are right about the human nature. Marketing is also to blame. You read "Accept money now

I stand corrected then. Process must be different when they call. You are right about the human nature. Marketing is also to blame. You read "Accept money now ! click here and be ready in 5 minutes." so that's what you start doing, and it works great for a moment. And then, that's why layers make fortune I guess.