4 ms·

I find it strange that between zoning laws and property taxes, people don't actually ever own their home. The government is a permanent HOA with a whole bunch

I find it strange that between zoning laws and property taxes, people don't actually ever own their home. The government is a permanent HOA with a whole bunch of rules to follow and money go pay.

cyanydeez 3y ago
Unfortunately, it's more likely private interests moving into the market than some regulations causing increasing costs. This omnipresent idea that government can only be the bad guy is a helluva marketing job by American capitalists... unsurprisingly the "solutions" of dezoning and evicting taxes are just a capitalists wet dream. Strangely corporate shilling.
- nerdchum 3y ago
  I genuinely find it strange that after the mortgage is paid off...that you have to abide by zoning and pay property taxes for your shelter that you and your family need to survive or the government will take your house away.
  - cyanydeez 3y ago
    Living in a society requires structure.
    - nerdchum 3y ago
      Structure is a continuum ranging from repression to anarchy. For example the Democrats provided structure in the form of slavery in the south pre civil war but that was found to be wrong of the government and on the repressive side of the continuum. Some would argue the government is heading towards repression in modern times as well. The Democrats seem to be very pro-government still though and support government engineering of society. I don't think anyone's arguing for anarchy though.
      - dctoedt 3y ago
        > For example the Democrats provided structure in the form of slavery in the south pre civil war but that was found to be wrong of the government and on the repressive side of the continuum. Are you one of those folks who insists that, because the Democrats supported enslavement 160 years ago, they're still to be regarded with suspicion? If so, do you also think that Republicans get a perpetual free pass, no matter what they do, because 160 years ago they were the party of abolition?
        nerdchum 3y ago
        I made a claim that the government has repressive housing rules. You made a vague claim that "society requires structure" to justify repressive housing rules. I'm presenting another example of government rules: slavery...that your vague claim of "society needs structure" can be applied to. (like many Democrats back then supported) My point is that your claim is vague, lazy, and incomplete because the concept of social structure can be applied to literally anything.
        dctoedt 3y ago
        I think you might have responded to the wrong comment —- I’m not making any claim here.
        nerdchum 3y ago
        oh, you changed the subjects. I'll answer your question. The Democrats are the party of big government. Whether that's repressive zoning and taxes or repressive slavery or repressive public health regulations... the Democrats are and always will be supportive of repressive big government policys. The only thing that's changed is the way the Democrats express their support of oppression.
        dctoedt 3y ago
        So you're a "the free market will take care of all the things!" thinker, then? EDIT: I wasn't the one who posted the "Living in a society requires structure" comment.
tamimio 3y ago
I remember I was getting into a debate with a friend for rent X buy option, and when I told him besides all the taxes you are going to pay that is sometimes plus maintenance fees is equal to a rent, you actually never own your house the same way you own other things, he didn’t believe it first. Not to mention you are also restricted to “neighborhood laws” that even prevent you from changing your replica looking house into something unique or authentic, not even your lawn! Good thing in Europe and probably most of the world these nonsense laws aren’t there, and you still see good looking authentic houses too.
- nerdchum 3y ago
  My aunt owns a bunch of paid off homes she rents. She says her profit is about 20%. Which is kind of insane considering how high rent is and that these are paid off properties and she puts a fair amount of work into the management of them.
  - tamimio 3y ago
    Yep I believe her, I heard similar stories from some relatives, the system is rigged regardless from whatever angle you look at it.
- nomel 3y ago
  Renting and “owning” are very different, if you want to modify anything. And, not everyone is in an HOA. And, when comparing cost, you need to consider rent is 100% loss. Owning rarely is, with the usual being between 0% and gain. I lost 400k renting in silicon valley. If I put 400k into a house, I would have made 400k.
- wintermutestwin 3y ago
  >Good thing in Europe and probably most of the world these nonsense laws aren’t there Check out Portugal's crazy rules regarding ruin properties where you have to restore shitty stone buildings with insane limitation instead of building a new greenfield home on the land.

I find it strange that between zoning laws and property taxes, people don't actually ever own their home. The government is a permanent HOA with a whole bunch of rules to follow and money go pay.

cyanydeez 3y ago

Unfortunately, it's more likely private interests moving into the market than some regulations causing increasing costs. This omnipresent idea that government can only be the bad guy is a helluva marketing job by American capitalists... unsurprisingly the "solutions" of dezoning and evicting taxes are just a capitalists wet dream. Strangely corporate shilling.

nerdchum 3y ago
I genuinely find it strange that after the mortgage is paid off...that you have to abide by zoning and pay property taxes for your shelter that you and your family need to survive or the government will take your house away.
- cyanydeez 3y ago
  Living in a society requires structure.
  - nerdchum 3y ago
    Structure is a continuum ranging from repression to anarchy. For example the Democrats provided structure in the form of slavery in the south pre civil war but that was found to be wrong of the government and on the repressive side of the continuum. Some would argue the government is heading towards repression in modern times as well. The Democrats seem to be very pro-government still though and support government engineering of society. I don't think anyone's arguing for anarchy though.
    - dctoedt 3y ago
      > For example the Democrats provided structure in the form of slavery in the south pre civil war but that was found to be wrong of the government and on the repressive side of the continuum. Are you one of those folks who insists that, because the Democrats supported enslavement 160 years ago, they're still to be regarded with suspicion? If so, do you also think that Republicans get a perpetual free pass, no matter what they do, because 160 years ago they were the party of abolition?
      - nerdchum 3y ago
        I made a claim that the government has repressive housing rules. You made a vague claim that "society requires structure" to justify repressive housing rules. I'm presenting another example of government rules: slavery...that your vague claim of "society needs structure" can be applied to. (like many Democrats back then supported) My point is that your claim is vague, lazy, and incomplete because the concept of social structure can be applied to literally anything.
        dctoedt 3y ago
        I think you might have responded to the wrong comment —- I’m not making any claim here.
        nerdchum 3y ago
        oh, you changed the subjects. I'll answer your question. The Democrats are the party of big government. Whether that's repressive zoning and taxes or repressive slavery or repressive public health regulations... the Democrats are and always will be supportive of repressive big government policys. The only thing that's changed is the way the Democrats express their support of oppression.
        dctoedt 3y ago
        So you're a "the free market will take care of all the things!" thinker, then? EDIT: I wasn't the one who posted the "Living in a society requires structure" comment.

tamimio 3y ago

I remember I was getting into a debate with a friend for rent X buy option, and when I told him besides all the taxes you are going to pay that is sometimes plus maintenance fees is equal to a rent, you actually never own your house the same way you own other things, he didn’t believe it first. Not to mention you are also restricted to “neighborhood laws” that even prevent you from changing your replica looking house into something unique or authentic, not even your lawn! Good thing in Europe and probably most of the world these nonsense laws aren’t there, and you still see good looking authentic houses too.

nerdchum 3y ago
My aunt owns a bunch of paid off homes she rents. She says her profit is about 20%. Which is kind of insane considering how high rent is and that these are paid off properties and she puts a fair amount of work into the management of them.
- tamimio 3y ago
  Yep I believe her, I heard similar stories from some relatives, the system is rigged regardless from whatever angle you look at it.
nomel 3y ago
Renting and “owning” are very different, if you want to modify anything. And, not everyone is in an HOA. And, when comparing cost, you need to consider rent is 100% loss. Owning rarely is, with the usual being between 0% and gain. I lost 400k renting in silicon valley. If I put 400k into a house, I would have made 400k.
wintermutestwin 3y ago
>Good thing in Europe and probably most of the world these nonsense laws aren’t there Check out Portugal's crazy rules regarding ruin properties where you have to restore shitty stone buildings with insane limitation instead of building a new greenfield home on the land.