Why would you want to change a password? One obvious reason is a data breach. But are they so common to be of concern? I have a dead simple tool to generate s

Why would you want to change a password? One obvious reason is a data breach. But are they so common to be of concern? I have a dead simple tool to generate secure scrypt hash and encode it to letters+digits+symbols. And I do not remember my counter / rules. Whenever I need a password, I just use the default parameters, if the password fails - I could just increase counter few times until it succeeds. Let's be real, if a service gets 5+ data breaches in less than a decade - it should be avoided.