That is not what they said: Membership Fee: € 25 per month Insurance Cost Estimate: € 40 per month (indicated as provisional at this stage of the price-quote)

That is not what they said: Membership Fee: € 25 per month Insurance Cost Estimate: € 40 per month (indicated as provisional at this stage of the price-quote) Insurance Coverage Duration: 20 years It's polite not to present speculation as fact. And you could already know your 200k was wrong since I said I chose neuropreservation, not whole-body, on the quote form.