In the US, the robocalls typically target seniors that aren't able to identify the scam. In the US, we have 3 "pillars" of retirement income that we are told t

In the US, the robocalls typically target seniors that aren't able to identify the scam. In the US, we have 3 "pillars" of retirement income that we are told to keep roughly the same size: Gov plans (Social Security), personal savings, employer sponsor plans (401k). I had always assumed in Europe, most people expected the gov to fund most of their retirement (70%?). Whereas the expectation in the US is social security only covers ~33% (although for many people its 100%).