> that part of the debt is on credit cards that are probably several digits of interest Author says credit card debt is 0% in the first year or so. Which is fi

> that part of the debt is on credit cards that are probably several digits of interest Author says credit card debt is 0% in the first year or so. Which is fine, unless you hit a market crash right when the interest free period is over, at which point you have the choice of selling your assets at a huge loss at the dip, or you take on high interest rate debt in the hopes that the market recovers shortly.