And also, a lot of german banks are actually federated with centralized IT departments (like Finanz Informatik) providing the entire bank as "blueprint". Yes, e

And also, a lot of german banks are actually federated with centralized IT departments (like Finanz Informatik) providing the entire bank as "blueprint". Yes, even if they aren't called Volksbank or Sparkasse. For instance, if you get an EC/GiroCard from DKB, the letter is suspiciously typeset in Sparkasse's corporate font.