Yet another reason why the credit card industry needs to go. Security protocols non-existent or haven't been upgraded since the turn of the 21st century. The am

Yet another reason why the credit card industry needs to go. Security protocols non-existent or haven't been upgraded since the turn of the 21st century. The amount of middleman abuses is innumerable as well. The costs of dealing with these nuisances is passed on to the merchant (via higher transaction fees, charge back fees, ...), and inevitably passed on to the consumer. Let's not forget that the CC industry encourages the worst spending habits for consumers thus perpetuating the never ending cycle of slaves to debt.