> US seem so far behind when it comes to banking "ahead" and "behind" halt thinking, and turn the entire topic into some kind of number-line position. It is no

> US seem so far behind when it comes to banking "ahead" and "behind" halt thinking, and turn the entire topic into some kind of number-line position. It is not. This is complex and actors on both sides of the Atlantic are playing in bad faith to exploit changes. Second you ignore the roles involved. Mid-20s person with steady job is a smaller and smaller part of the system-in-fact, for many reasons. Some people say that working 20-somethings are abused and disenfranchised, including in the EU and elsewhere.