I'm not sure what happens to your savings account in an US bank if US government debt is in the state of even mildest of default. At the very minimum, you may

I'm not sure what happens to your savings account in an US bank if US government debt is in the state of even mildest of default. At the very minimum, you may see decades of interest wiped by devaluation of currency (a good question is "compared to what", but that's another story). FDIC becomes seriously unbacked in this case.