> Fairly sure housing affordability is a bigger problem for those without tertiary degrees though! US data suggests that college graduates have seen the larges

> Fairly sure housing affordability is a bigger problem for those without tertiary degrees though! US data suggests that college graduates have seen the largest decline in homeownership over the past 10 years. That said, you are right that college filters out those with disabilities and other life challenges, and that means those without degrees are infinitely more likely to have something like a crippling mental disability which would prevent them from owning a home. Which, indeed, makes drawing any aggregate parallels between graduates and non-graduates rather useless. > I'd think if there was an era where urbanisation was highest it would be in the 50-60 years prior to the 60s In fact, there was a bit of a counter-urbanization movement during the period. Cities were considered to be for the poor. Anyone with means wanted to live on large estates out in the countryside. There was also that whole "White Flight" thing. All that goes back to the people not wanting the houses. It's easy to forget now that we've put in incredible effort to make cities more livable, but cities were industrial hell holes during the 50s and 60s. Not to mention that crime was starting to become a big problem by the 60s. They were not desirable places in the slightest. Today's cities are entirely different. It is true that things are much more affordable when they are considered undesirable.