Don't forget being pregnant or having to lug around a baby after it's born! Which is not an error mode. I'm well aware that "disability" is something we all go

Don't forget being pregnant or having to lug around a baby after it's born! Which is not an error mode. I'm well aware that "disability" is something we all go through; but my central point stands. It's not possible to accommodate all or even most types of disabilities and its reasonable to expect individual disabled people to BYOH (bring your own helper) in many cases, such as the OP's case of a speech disability wanting to do business over the phone. In other cases, like with ramps, BYOH won't help so its reasonable to expect/regulate those measures.