At home (which is also my workplace) all my PCs are at 128GB. The server is 512GB. Laptops are 64GB. RAM has not been stagnated. Just buy what you need. To get

At home (which is also my workplace) all my PCs are at 128GB. The server is 512GB. Laptops are 64GB. RAM has not been stagnated. Just buy what you need. To get it cheap for example for laptops I would buy smallest configuration (RAM and SSD wise) but with good CPU. I would then throw out old RAM and SSD and replace with the ones I buy separately. Way cheaper this way. PCs and servers are assembled from parts. Again I just order what I need and then let custom PC maker nearby assemble it for me.