How much safer is a debit card? I use mine only at ATMs, after hearing a few horror stories. Ignoring the "deadline" emails/texts from T-mo myself for now.

How much safer is a debit card? I use mine only at ATMs, after hearing a few horror stories. Ignoring the "deadline" emails/texts from T-mo myself for now. Maybe reevaluate if no hacks hit the news after a few months.