It seems like he had a lot of risk factors that they didn't have listed on his home, but once they had the images, his risk factor changed. So they are not rene

It seems like he had a lot of risk factors that they didn't have listed on his home, but once they had the images, his risk factor changed. So they are not renewing his policy. He can try to find another policy with someone else. That seems reasonable to me. You're just hearing one side of the story, from an outraged customer. It is getting more difficult in California because the state lawmakers have made it so that insurance companies cannot price wildfire risk the way they should. State Farm and Allstate have stopped writing new property insurance policies in California, and Farmers has restricted their policies for new customers. To read more about this problem: https://calmatters.org/economy/2023/06/california-home-insurance/ https://calmatters.org/economy/2023/06/california-home-insur... Also, as I understand it, for homes in cities like the SF Bay Area or the LA Area, typically the biggest risk you face is water damage, not fires. Leak detectors are probably the biggest low hanging fruit you can buy to help mitigate risk.